Buying a Home in Fort Bend County
At Benevides and Associates we are prepared and equipped to handle the purchase of your new home. We come with the experience and the skills to walk you through the various stages of purchasing a home and will do our best to make it stress-free.
Decide To Move
Locating and buying a new home in the Greater Houston area is a huge investment. It is an exciting time when you decide to make the move. You need the professional experience and the knowledge of a REALTOR® to assist you through the process.
The first step would be to check your credit rating. Straighten out any errors before its too late will prevent future problems.
Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Choose a REALTOR® that you trust and who understands your needs.
Determine what neighborhood best matches your needs.
Identify important features you need your new home to have.
Skilled Mortgage Lenders
We will help you locate an experienced mortgage lender. The lender will review rates, programs, costs, monthly budgets and finally give us an approved price point to shop for homes.
Personalized Web Portal
After your budget and needs are established, your personal web portal is prepared. With this portal, you can search for specific properties within your criteria, view pictures of prospective homes and make comments to help us fine tune your search. In addition, you will be updated with the newest listings daily.
Convenient Home Touring
Next we visit homes that meet your criteria at your convenience without pressure. We work nights and weekends to allow you the best time to shop whether it is after the work day or during the weekend.
Neighborhood Comparison Sales
After we target a home, we will provide in-depth market research and data to help you compare the price of your chosen home to other homes in the neighborhood. These comparisons assist you in knowing the market value of the property to make an informed offer.
Informed and Comparable Offer
With our buyer in mind, we use our knowledge and experience to prepare an offer based on the market research, present it to the list REALTOR®, and negotiate the best possible terms for our client. It is our job to make sure that our clients avoid costly mistakes, and we do this by constantly monitoring the process.
Detailed Inspection of Home
Once the contract is executed, we assist you in obtaining an inspector to assess the condition of the home. We review the inspection report in detail to determine what amendments need to be drafted and presented to the seller to negotiate remedies.
Appraised Property Value
After the inspection is completed, the lender will order the appraisal to determine the value of the home for financing. Once the appraisal is completed it will be a countdown to closing day!
Home Owners’ Associations
Our office will diligently oversee all the details from homeowners association including obtaining deed restrictions and covenants, ordering certificates of compliance, negotiating any property improvements and acquiring any needed resale certificates.
Full Service Agency
We now review the closing statement to make sure everything is in order, go over the closing costs with you, schedule your final walk-through of the property, and assist you with setting up utilities. Lastly, we will be there with you at closing to ensure all goes as planned and you walk away with your keys to your new dream home.